Somewhere along the line, we decided that risking some of one's disposable wealth deserved a higher premium than risking years of one's life in labor. Of course

Somewhere along the line, we decided that risking some of one's disposable wealth deserved a higher premium than risking years of one's life in labor. Of course, the "we" making that decision was the people who have wealth, and policy makers who could be influenced by wealth. Because for everyone else it's obviously insane and unjust.