That's fair, but it's exactly GP's point: you don't want to pay more taxes, because you don't care when there's no reward for you personally; instead, you want

That's fair, but it's exactly GP's point: you don't want to pay more taxes, because you don't care when there's no reward for you personally; instead, you want millions of people to pay more taxes for your benefit. No, I'd say they want millions of people to pay more taxes (including themselves) for everyone's benefit. The comparison is between an account that a few people can contribute to and not make a significant difference, vs everyone agreeing to raise tax rates and therefore have more common wealth. Society benefits from taxes being spent on amenities, healthcare, education, police, when less taxes are spent everyone benefits less.