People play these games but the mortgage is a millstone around your neck until it’s payed off. There is a psychological value in owning your home outright than

People play these games but the mortgage is a millstone around your neck until it’s payed off. There is a psychological value in owning your home outright than which so reduces the worry level and stress that it improves your quality of life and probably extends it. Buying a house is one of those immense milestones in life. Paying it off completely is one of life’s major accomplishments. So a few percent ain’t worth that psychology.