My best guess would be the long term returns of the S&P 500 is 7-8%. If you look at the returns relative to inception date 1993 SPY is like 9%. [1] https://us.

My best guess would be the long term returns of the S&P 500 is 7-8%. If you look at the returns relative to inception date 1993 SPY is like 9%. [1] https://us.spdrs.com/en/etf/spdr-sp-500-etf-SPY https://us.spdrs.com/en/etf/spdr-sp-500-etf-SPY