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According to the article at [1] which another user just showed me, Liberty Mutual is one of the insurance companies, which absolutely doesn't fit your descripti

According to the article at [1] which another user just showed me, Liberty Mutual is one of the insurance companies, which absolutely doesn't fit your description. Also, from that article, it looks like the NHTSA found that crashes were 40% lower in cars with autopilot. [2] I don't know enough about insurance and how it works to know if that counts at all, but it shows that it's not all marketing fluff. [1] https://www.businessinsider.com/tesla-liberty-mutual-create-customize-insurance-package-2017-10 https://www.businessinsider.com/tesla-liberty-mutual-create-... [2] https://www.businessinsider.com/tesla-autopilot-cuts-crash-rates-by-40-government-finds-2017-1 https://www.businessinsider.com/tesla-autopilot-cuts-crash-r...

kalleboo 8y ago
FWIW, it's not Tesla-specific. Many luxury cars have similar features to Autopilot and get similar discounts for them. "Liberty Mutual Insurance offers discounts for various electronic safety features; such as Adaptive Cruise Control, Adaptive Headlights, Collision Preparation Systems (including automatic braking), Blind Spot Warning, Lane Departure Warning and Rear-View Cameras"
taneq 8y ago
I'd guess that's due more to Teslas being expensive cars that are generally driven by older, more responsible drivers and have a bunch of other safety features (AEB, stability control, etc.) I'd be interested in seeing crash data for Teslas compared with other $50-$130k cars less than 5 years old.
- Retric 8y ago
  The discount is for the same Tesla model with or without the self driving add on. It’s unlikely the type of drivers changes much.
- Klathmon 8y ago
  There's no need to guess, the study was actually done on Teslas with and without AP hardware. I don't know it well enough to know if there were other factors at play, but it wasn't just that Teslas in general were less likely to crash, only the ones with AP hardware installed.
  - taneq 8y ago
    Huh, I missed that. Thanks!

kalleboo 8y ago

FWIW, it's not Tesla-specific. Many luxury cars have similar features to Autopilot and get similar discounts for them. "Liberty Mutual Insurance offers discounts for various electronic safety features; such as Adaptive Cruise Control, Adaptive Headlights, Collision Preparation Systems (including automatic braking), Blind Spot Warning, Lane Departure Warning and Rear-View Cameras"

taneq 8y ago

I'd guess that's due more to Teslas being expensive cars that are generally driven by older, more responsible drivers and have a bunch of other safety features (AEB, stability control, etc.) I'd be interested in seeing crash data for Teslas compared with other $50-$130k cars less than 5 years old.

Retric 8y ago
The discount is for the same Tesla model with or without the self driving add on. It’s unlikely the type of drivers changes much.
Klathmon 8y ago
There's no need to guess, the study was actually done on Teslas with and without AP hardware. I don't know it well enough to know if there were other factors at play, but it wasn't just that Teslas in general were less likely to crash, only the ones with AP hardware installed.
- taneq 8y ago
  Huh, I missed that. Thanks!