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In the case of mobile banking, your smartphone acts as a second factor of authentication. Older style UK banks require you to have a separate authentication ca
by xhedley 8y ago
In the case of mobile banking, your smartphone acts as a second factor of authentication.
Older style UK banks require you to have a separate authentication card reader for authentication of transfers, and use the card reader to generate a code to input to the website.
Making it app only gets you the same security with more convenience and less cost.