> So essentially, if you go anywhere even slightly "not first world" your travel insurance is useless. This is an absurd claim. Can you present one example of

> So essentially, if you go anywhere even slightly "not first world" your travel insurance is useless. This is an absurd claim. Can you present one example of this happening? Travel insurance clearly shows the countries it will cover you for, any claims denied are likely for very different reasons. I've made a few claims in the developing world with nothing more than testimony+pictures, the police report was essentially worthless and likely never translated.