As a smart contract developer I'm curious about > It also skips the convoluted smart contracts (which IMHO are severely expensive, hard to fix, exploitable bug

As a smart contract developer I'm curious about > It also skips the convoluted smart contracts (which IMHO are severely expensive, hard to fix, exploitable bugs waiting to happen) in favor of simple but adequate financial constructs builtin to stellar for custom assets. To me that feels very very limiting and my optimism about Ethereum is the generality of the smart contracts and ability to programmatically enhance Ethereum.