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The best way to do this, IMO, is to have automatic withdrawals from your account into another account.
by marketgod 8y ago
The best way to do this, IMO, is to have automatic withdrawals from your account into another account.
- sloaken 8y agoYou are correct! It is a fully time tested method that can work for anyone.
- drakonka 8y agoI do have automatic withdrawals, but unfortunately I often end up taking some of that back into my main account. I also have 10% being kept from me each month by my employer as part of the Employee Stock Purchase Plan - it is my one bit of savings that I literally cannot touch until the shares are actually purchased. The next purchase period is in February and my plan is to immediately pay off my thankfully fairly minor debt and then learn not to touch the rest.
- sloaken 8y agoIf you are able to move it back easily, then you did not move it far enough away. Have the auto withdraws go somewhere harder to access. A mutual fund or something. Or a bank with a saving account where you need to GO to the bank to get the money back out.