Just my own experience. I opened checking account with local credit union - very smooth experience, except I had to visit branch in person to submit all the doc

Just my own experience. I opened checking account with local credit union - very smooth experience, except I had to visit branch in person to submit all the documents. Credit card I got from Capital One (Busness Spark, comes in two flavors - with 1.5% cashback and no annual fees, and 2% cash back with annual fee (reasonable) and no fees for internatial purchases) ater I got credit card from the same credit union with a bit more paperwork, but it was really straightforward. So tl;dr; - check local credit unions and capital one business spark credit cards.