A book that might help make the big ideas more accessible to the layman is The Simple Path to Wealth by JL Collins. https://www.amazon.com/Simple-Path-Wealth-f

A book that might help make the big ideas more accessible to the layman is The Simple Path to Wealth by JL Collins. https://www.amazon.com/Simple-Path-Wealth-financial-independence-ebook/dp/B01H97OQY2 https://www.amazon.com/Simple-Path-Wealth-financial-independ... One beef I have with the finance industry is that very few people, especially professionals, will give you the above info in an actionable manner to do it yourself. And given the way they are compensated, it's not a big surprise. I would like to see it more open and approachable like programming. But I do believe that the average person can understand the basic concepts of buckets, index funds, risk allocation, and reducing risk over time. I do think that the weird high-fee niche investment case is unfortunately quite common. Perhaps one more big idea for most people to understand is that even most financial professionals can't beat the market, though it almost goes against their own compensation incentives to admit that.