everything about the mortgage market creating the single family detached housing market is terrible. putting aside the environmental side of it (which is HUGE)

everything about the mortgage market creating the single family detached housing market is terrible. putting aside the environmental side of it (which is HUGE) the simple truth is the math only reaaaly works on an inter-generational scale. just because some upper-quintile of families have made it work doesn't make it not indentured servitude.