Banks already do that. Don't they? At least that is the norm in Norway. Financial advisors are required to get an overview of my finances, financial competence

Banks already do that. Don't they? At least that is the norm in Norway. Financial advisors are required to get an overview of my finances, financial competence, what goals I have and what my risk tolerance is. Customers also should have time to think about decisions. Banks financial advisors are basically salespeople for their own services, but that's well known and the service is free.