I suppose the word "bubble" might be problematic, since the term implies that once it stops growing, it will shrink dramatically. But, I'm not sure the governm

I suppose the word "bubble" might be problematic, since the term implies that once it stops growing, it will shrink dramatically. But, I'm not sure the government has an ever-growing ability to increase student loans, and the forgiveness programs are turning out (10 years on) not to result in much forgiveness. I have heard it said that indebtedness in student loans is interfering with the ability of many to take out loans for cars or houses, in other words, getting too much debt from the government to get any from the private sector. I don't like banks all that much, but I think they are politically powerful, and if they perceive student loans as impinging on their ability to make money, I would think they would get something done to change the situation. Who has more powerful lobbyists, universities or banks? Both way more powerful than I am, but I would not bet on universities.