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I'm using Azlo, which is nice & includes native Stripe integration. But, it has no "startup" specific features that I can think of. I'm also using American Expr

by lykr0n 8y ago

I'm using Azlo, which is nice & includes native Stripe integration. But, it has no "startup" specific features that I can think of. I'm also using American Express for a business credit card. I don't see any reason to not head over to Chase and open a business account there- They offer both Business Checking and Business Credit lines.

taormina 8y ago
I'm also using Azlo. Honestly, the main "startup" feature is the lack of a required minimum balance in the account.
- lykr0n 8y ago
  True. That is a nice feature.
- kevinyun 8y ago
  I'm about to set up a C-Corp using Stripe Atlas, and they push for SVB (or Azlo, for LLCs). Being bootstrapped and not seeking funding for a while, is there any reason we shouldn't go with Azlo? Azlo appears to market their product to freelancers/etc
  - taormina 8y ago
    I'm bootstrapped as well (as an LLC). The main potential problems would be things like not having physical locations (but you can use your debit card at BVBA ATMs), but their FAQ seemed to cover most of the things like that. I used to be annoyed at their lack of Quickbooks Self-Employment integration, but that recently got added, so I've been pretty happy with everything so far.
ccleve 8y ago
Another vote for Azlo. I have three accounts there, my main business account, which has a decent balance, and two low-balance side accounts. I abandoned Chase because I got tired of the absurd fees, and the know-nothing perfectly-coiffed straight-out-of-college twits they have working there. Azlo has zero fees and they're very responsive. Have been mostly happy. One downside is that you can't hand-write a paper check. You have to use the online bill pay system to mail a check. That hasn't been a major problem. I went a year without touching my Chase checks. The other problem is that they are a day or two slow when receiving funds via check or ACH. Their hold times are longer. That's a bigger problem. They say they're working on it.

by lykr0n 8y ago

taormina 8y ago

I'm also using Azlo. Honestly, the main "startup" feature is the lack of a required minimum balance in the account.

lykr0n 8y ago
True. That is a nice feature.
kevinyun 8y ago
I'm about to set up a C-Corp using Stripe Atlas, and they push for SVB (or Azlo, for LLCs). Being bootstrapped and not seeking funding for a while, is there any reason we shouldn't go with Azlo? Azlo appears to market their product to freelancers/etc
- taormina 8y ago
  I'm bootstrapped as well (as an LLC). The main potential problems would be things like not having physical locations (but you can use your debit card at BVBA ATMs), but their FAQ seemed to cover most of the things like that. I used to be annoyed at their lack of Quickbooks Self-Employment integration, but that recently got added, so I've been pretty happy with everything so far.

ccleve 8y ago

Another vote for Azlo. I have three accounts there, my main business account, which has a decent balance, and two low-balance side accounts. I abandoned Chase because I got tired of the absurd fees, and the know-nothing perfectly-coiffed straight-out-of-college twits they have working there. Azlo has zero fees and they're very responsive. Have been mostly happy. One downside is that you can't hand-write a paper check. You have to use the online bill pay system to mail a check. That hasn't been a major problem. I went a year without touching my Chase checks. The other problem is that they are a day or two slow when receiving funds via check or ACH. Their hold times are longer. That's a bigger problem. They say they're working on it.