I don’t carry cash because it’s inconvenient. By using a credit card, I don’t need to manage individual dollar bills or change. My wallet is a small card holder

I don’t carry cash because it’s inconvenient. By using a credit card, I don’t need to manage individual dollar bills or change. My wallet is a small card holder that fits unobtrusively in my front pocket. I have a couple different cards. I use an AMEX cash back card for groceries and general shopping, Amazon, etc. I get 6% cash back up to $600 a year. For travel and hotels, I have a Chase card that gives me bonus miles, paid for my TSA pre, and some other perks. I pay off all cards in full each month. There’s never any interest. In return, I don’t have to manage cash and I get cash back and travel points. There’s literally no downside for me. Paying with cash for things I put on these cards means I’d be leaving money on the table. Also, I budget through mint. All my spending automatically appears and gets categorized since my cards are linked to my account. There’s never a question of where the money went.