5 ms·

My spouse had a trip to the ER at one of the most expansive hospital in Spain: 700 Eur, so about $900, all inclusive (radiology + seeing 2 doctors + bandages +

My spouse had a trip to the ER at one of the most expansive hospital in Spain: 700 Eur, so about $900, all inclusive (radiology + seeing 2 doctors + bandages + the various fees they sprinkle the bill with). Top service. No delay. No hassle. They even provide a translator to follow you around in the hospital and make sure you get a great experience and come back again. Considering the medican income in Spain in around $1100, I understand why they like clients who can pay $900 no question asked. We are now investigating getting coverage in some European or Asian country, where they sell insurance for non residents + world coverage + air repatriation (in case of a serious condition, like getting hit by a car in Chicago) at a decent price. Best we've found so far is around $120 month, with something around a $1000 all-inclusive medevac fee (that gets you in a plane, with a doctor and everything needed)

onychomys 8y ago
I chose Chicago at random, but according to this, you'd spend more than that to just get to the hospital in the first place: http://chicagoareafire.com/blog/2014/04/the-cost-of-calling-an-ambulance-in-the-chicago-area/ http://chicagoareafire.com/blog/2014/04/the-cost-of-calling-...
FireBeyond 8y ago
> We are now investigating getting coverage in some European or Asian country, where they sell insurance for non residents + world coverage + air repatriation (in case of a serious condition, like getting hit by a car in Chicago) at a decent price. Good luck. You'll still be required to be stabilized locally (with all the bills associated therewith), and cleared for air repatriation (by no means a guarantee). I have seen ridiculousness (I work both in EMS, and in health insurance software development), like Heli EMS for serious car accidents to a trauma center being denied due to lack of pre-approval. This might also provide a cautionary tale between 'what is promised, and what you get': https://medium.com/@ryanbadger/how-insure-and-go-left-me-with-a-20-000-bill-d353491c6386 https://medium.com/@ryanbadger/how-insure-and-go-left-me-wit... and associated HN comments on the above: https://news.ycombinator.com/item?id=17548285 https://news.ycombinator.com/item?id=17548285
FireBeyond 8y ago
The other thing to note is that travel insurance is typically "Only for emergency care while traveling". You cannot use it to travel abroad for non-emergent surgery, nor for anything that might require LTC (long term care).
- devereaux 8y ago
  This is exactly the goal. I would never use medevac option for non emergency care. My plan is local insurance for non resident for normal non emergency care (we pay for flights) + the option for repatriation in case of emergency surgery required abroad
  - NicoJuicy 8y ago
    You suddenly pay for the flights??? But who will pay for the doctor on the flight with you, you mentioned that it was included also for 120/month. ... Again, some proof would be nice.
NicoJuicy 8y ago
Proof it, your comments seem delusional. As someone mentioned below, even a ambulance in Chicago costs more than your "educated" decision.
NicoJuicy 8y ago
So, which one is it? Untill I see some proof, I don't believe you. Ps. Should be easy since you found it already.

onychomys 8y ago

I chose Chicago at random, but according to this, you'd spend more than that to just get to the hospital in the first place: http://chicagoareafire.com/blog/2014/04/the-cost-of-calling-an-ambulance-in-the-chicago-area/ http://chicagoareafire.com/blog/2014/04/the-cost-of-calling-...

FireBeyond 8y ago

> We are now investigating getting coverage in some European or Asian country, where they sell insurance for non residents + world coverage + air repatriation (in case of a serious condition, like getting hit by a car in Chicago) at a decent price. Good luck. You'll still be required to be stabilized locally (with all the bills associated therewith), and cleared for air repatriation (by no means a guarantee). I have seen ridiculousness (I work both in EMS, and in health insurance software development), like Heli EMS for serious car accidents to a trauma center being denied due to lack of pre-approval. This might also provide a cautionary tale between 'what is promised, and what you get': https://medium.com/@ryanbadger/how-insure-and-go-left-me-with-a-20-000-bill-d353491c6386 https://medium.com/@ryanbadger/how-insure-and-go-left-me-wit... and associated HN comments on the above: https://news.ycombinator.com/item?id=17548285 https://news.ycombinator.com/item?id=17548285

FireBeyond 8y ago

The other thing to note is that travel insurance is typically "Only for emergency care while traveling". You cannot use it to travel abroad for non-emergent surgery, nor for anything that might require LTC (long term care).

devereaux 8y ago
This is exactly the goal. I would never use medevac option for non emergency care. My plan is local insurance for non resident for normal non emergency care (we pay for flights) + the option for repatriation in case of emergency surgery required abroad
- NicoJuicy 8y ago
  You suddenly pay for the flights??? But who will pay for the doctor on the flight with you, you mentioned that it was included also for 120/month. ... Again, some proof would be nice.

NicoJuicy 8y ago

Proof it, your comments seem delusional. As someone mentioned below, even a ambulance in Chicago costs more than your "educated" decision.

NicoJuicy 8y ago

So, which one is it? Untill I see some proof, I don't believe you. Ps. Should be easy since you found it already.