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No insurance from my job since I'm freelance. It's $900/month for me and my wife.
by berbec 8y ago
No insurance from my job since I'm freelance. It's $900/month for me and my wife.
- jrowley 8y agoMay I ask what your rough annual income is? Are you satisfied with your coverage?
- berbec 8y ago55k/year. The coverage is garbage. The phrase "50% covered after coinsurance" pops up everywhere. Only 3 primary care visits per year. Dental that only covers 50% of anything beyond a checkup.
- whatinsurance 8y agoI am in the same boat. Me and my wife had Kaiser Bronze for 750 a month. Recently my wife had to go to emergency and we were billed 6000ish because emergency room services are not 100 percent covered. It would have been more but our out of pocket Max was reached. This is northern Cal. When we were in the ER I was too panicked to ask any questions regarding pricing for any recommended tests or if it was necessary. Later when we were billed I asked them to send an itemized bill. There was not much I could understand from the bill. We ended up setting up a monthly plan to pay the hospital bill.
- berbec 8y agoI couldn't keep up with the payments in 2018. I lost my coverage in August and got lucky. I cant afford to go to the dentist even when I still had my insurance. I have a broken tooth, a cracked crown and probably 3 cavities.
- maigret 8y agoWow. In Germany you’d be paying 15% of your income for health insurance, and no more than 800$ per person if you make more than 5k a month (around that)
- berbec 8y agoPretty much every country that isn't America has more sane health care.