I understand the concerns expressed here but how about someone actually suggested a solution to this issue? The oauth thing is not going to work. No bank will

I understand the concerns expressed here but how about someone actually suggested a solution to this issue? The oauth thing is not going to work. No bank will implement it or even if a few do, it will not provide the coverage Plaid offers. The banks are not onboard - plaid is basically providing api access without their consent. Right now, the only real answer to this issue is that you ultimately need to trust the 4th party who is asking for your banking credentials - Whether it be Venmo or some other party. I develop systems for a finance product where we need 24/7 access to all banking activity in our client's business bank accounts. Our entire business model depends on this. Our clients use a wide variety of banks. Plaid offers the only solution and we offer the only solution out there for our clients. As a result, our clients just has to trust us. Any suggestions on a practical solution?