exactly. My senator told me that this thing was not really used, was being discontinued, and there was no evidence that any banks or processors we discriminatin

exactly. My senator told me that this thing was not really used, was being discontinued, and there was no evidence that any banks or processors we discriminating based upon it. However I am sure that banks were indeed discriminating based upon it, in some cases refuses accounts, in other cases charging higher fees. Taking advantage of marginalized access to banking based upon 'possible scrutiny as laid out by the choke point initiative' There may not be any evidence in that they can refuse service or raise rates and blame this or whatever that, however lets be real. The govs telling private money handlers if they touch money that was part of these things we don't like, err, have a higher chance of fraud, then we will send fed investigators to investigate you - well... here is a list from the linked wiki mentioned in parent comment, partial / edited, Ammunition Sales Cable Box De-scramblers Coin Dealers Dating Services Drug Paraphernalia Escort Services Firearms Sales Fireworks Sales Government Grants Life-Time Memberships Mailing Lists/Personal Info Money Transfer Networks On-line Gambling Pharmaceutical Sales Pornography[5] Racist Materials Surveillance Equipment Telemarketing Tobacco Sales Travel Clubs We do indeed need better ways for people to use decentralized payment options like bitcoin cash, or , zcash, monero and similar. However from what I had seen some time ago, the hard part is getting money into the coin. Using CC or banks for this makes it harder in the US than I think it should be.