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This type of billing practice causes a mess of winners and losers, essentially unless your insurer has good pricing with wherever you end up getting treatment (
by StudentStuff 8y ago
This type of billing practice causes a mess of winners and losers, essentially unless your insurer has good pricing with wherever you end up getting treatment (often not a choice you get to make in an emergency), you can end up holding the bag for the cash price, usually half of the $10k number you mention. Quite ridiculous when other insurers are paying less than half that price, smells of a scam.
- conductr 8y agoMy conspiracy theory is it was designed this way over time so that people “needed” insurance (before it was required).
- SlowRobotAhead 8y agoNot too much of a conspiracy theory. What’s ironic (?) is that by mismanaging a scheme to get everyone on private insurance they’re really working towards socialized insurance. Which good or bad, there is no going away from once you have it.
- tertius 8y agoAgreed, providers are not as willing to negotiate with you as they are with insurance companies. Probably because they've already negotiated... Just go all cash with an HSA.