I gave a ceiling number, as someone asking likely wouldn't have an optimized card portfolio for bonuses. Worst case, they're pulling their second card, where i

I gave a ceiling number, as someone asking likely wouldn't have an optimized card portfolio for bonuses. Worst case, they're pulling their second card, where it could easily have a 150 pt impact. Last I heard, the Chase rule is a lot more nuanced than that with business cards. And if you're at 5/24, you'll be turned down for a new Chase business card as well.