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It will lower it a few points. If you have a house and a car it kinda doesn’t matter anymore. Those are the only credit I use, and both loans are already made.
by brianwawok 8y ago
It will lower it a few points.
If you have a house and a car it kinda doesn’t matter anymore. Those are the only credit I use, and both loans are already made. If travel hacking lowers my credit score from 800 to 785, which makes the APR of some credit card I never carry a balance on go from 18% APR to 21% APR.... so what?
You usually can get the best house loan rate at like 760 so not too hard to stay above that if you are past 30 and pay your bills (being old is s free credit score boost)