While I’ve admired what Plaid is trying to do, this has exactly been my concern from day one. Why would I enter my credentials in just any third party website?

While I’ve admired what Plaid is trying to do, this has exactly been my concern from day one. Why would I enter my credentials in just any third party website? I’d rather do the 2 cent test deposit dance, than enter my business banking details to a third party (exceptions being aggregators like Mint, personal capital, ETRADE, etc). The solution would have to be something like Oauth that directs me to the bank. Update: I* trust Plaid as the third party but in this case it would be a “fourth party” website that uses Plaid.