If you don't take some money out, everyone on your team will be worse off. They need you to lead to company and make their equity worthwhile - they don't want y

If you don't take some money out, everyone on your team will be worse off. They need you to lead to company and make their equity worthwhile - they don't want you worrying about rent/mortgage/school/whatever, and they especially don't want you to sell the company too soon because you don't have any money.