Your heavy use of 2FA is a good practice. That said, linking SMS often allows for SMS to be used to reset passwords. As sim swapping and phone cloning become m

Your heavy use of 2FA is a good practice. That said, linking SMS often allows for SMS to be used to reset passwords. As sim swapping and phone cloning become more common attacks, the level of protection you gain from having SMS available drops. These attacks essentially let someone else receive your texts or calls. I have at least one friend who has been attacked this way.