>A savings account with prize interest is still a tax on uneducated people. But people aren't completely rational. Playing the lottery isn't something a comple

>A savings account with prize interest is still a tax on uneducated people. But people aren't completely rational. Playing the lottery isn't something a completely rational person would do. In general, people with lower incomes have less education. Even highly educated people often have little understanding of the basics of managing money. Given that it's unlikely lotteries will go away anytime soon, I think it's okay to offer "harm reduction" methods. Even if only 10% of people participated, if they began to move up socioeconomically, it may help others develop better habits.