> interest rates, which usually have some relation to how well the markets are doing. Uh, maybe? There is a positive correlation of sorts, but it's nothing to

> interest rates, which usually have some relation to how well the markets are doing. Uh, maybe? There is a positive correlation of sorts, but it's nothing to write home about. It doesn't seem like this product was designed with any attention to the potential of better-than-fair payouts.