Even considering the recent meltdown, the S&P500 is up 34% over the last 5 years, before even adding in dividends and up much more than that (200%+) if you want

Even considering the recent meltdown, the S&P500 is up 34% over the last 5 years, before even adding in dividends and up much more than that (200%+) if you want to start at the very bottom of early 2009. These returns are big, not modest. If you think that the dumbos running the show are going to ruin everything, consider that we've had dumb humans running things since the beginning. Pessimism can masquerade as grizzled realism. It can make you blind to opportunity. It is your opportunity to lose.