If the system breaks, returns don't compound. That's an assumption that our whole system is defined on, but globally the amount of leverage on money is astronom

If the system breaks, returns don't compound. That's an assumption that our whole system is defined on, but globally the amount of leverage on money is astronomical. Basel III set it to 3% (I'm aware the US is either 4% or 5%) Returns don't compound if it's all made up of fairy dust and repeatedly bailed out by issuing more money to do quantitative easing. That's a sign of trouble, and harmed societies all over the world. You can't just keep bailing the banks in order to make sure 'returns compound'. At some point it's too ridiculous and things break.