How about some middle ground? In my country almost everyone owns their home/apartment, but they don't think about it about investment, because most people will

How about some middle ground? In my country almost everyone owns their home/apartment, but they don't think about it about investment, because most people will live in the same home for most of their lives. So they don't care about the house price going up or down. Let people own their homes, just don't sell them bullshit that they are "investment" - regulate the financial markets, forbidding mortgage-based derivates and other instruments that artificially pump the home prices.