I guess I'm not their target audience, then, as a 25-34-year-old tech worker with disposable income and a desire to care about the ROI of my checking account.

I guess I'm not their target audience, then, as a 25-34-year-old tech worker with disposable income and a desire to care about the ROI of my checking account. Because not only will I not use them for this, I closed my account entirely 'cause this is the sign of a disreputable company.