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You can buy CDs from Ally Bank that give you 3.1% with only a 90 day interest penalty for early withdrawal. Not too far off what they were offering assuming tha
by spullara 8y ago
You can buy CDs from Ally Bank that give you 3.1% with only a 90 day interest penalty for early withdrawal. Not too far off what they were offering assuming that you aren't using it as your main checking account.
- pishpash 8y agoUh, 90 day penalty is a 25% per annum haircut on day 364 => 2.325% and even lower on any day before. Saying that's "not too far off" is the financial illiteracy that upthread is talking about.