No, quite the opposite for me. I think debt is more a symptom here. Here is your life (however you got here - maybe you made bad choices, maybe you didn't), the

No, quite the opposite for me. I think debt is more a symptom here. Here is your life (however you got here - maybe you made bad choices, maybe you didn't), there is no escape. One of the things holding you down is debt, but wiping that out will not help you because you come up short every month. You'll just be back in debt next month.