2 ms·

I think he has a point that you're assuming debt is the problem. It seems to me that she's just not being paid a living wage. If she's really struggling that mu

I think he has a point that you're assuming debt is the problem. It seems to me that she's just not being paid a living wage. If she's really struggling that much to make rent I would be surprised if anyone would give her credit at all, other than maybe short-term payday loans. And declaring bankruptcy every month doesn't help you avoid eviction.

EliRivers 8y ago
No, quite the opposite for me. I think debt is more a symptom here. Here is your life (however you got here - maybe you made bad choices, maybe you didn't), there is no escape. One of the things holding you down is debt, but wiping that out will not help you because you come up short every month. You'll just be back in debt next month.