Personally I think we view education entirely too much as an individual responsibility. The worker isn’t the only one who benefits from the education. Companies

Personally I think we view education entirely too much as an individual responsibility. The worker isn’t the only one who benefits from the education. Companies, investors and society at large does too. So to push that cost entirely onto the individual and force a possible lifetime of debt is unreasonable. And that’s only possible because of debt. Housing and cars - I’d agree. But for me the problem with debt is it seems like a ploy to squeeze more and more out of people who don’t realize the deal, or who because of encroaching levels of debt don’t have a choice in society. If debt were purely opt in and people could simply not get into it while still having a first world life then I wouldn’t disagree with you at all. But as it stands debt is a requirement that permanently endentures far too many of our citizens.