> I remember the days when Citibank would give out 4% interest about a decade ago. now of course, it's about 0%. It's just classic bait and switch. That's not

> I remember the days when Citibank would give out 4% interest about a decade ago. now of course, it's about 0%. It's just classic bait and switch. That's not a bait in switch, interest rates plummeted globally to the point a lot of people were happy to even get 0%!