If you get into an accident, call the cops. If the other party is drunk, they'll definitely make note of it. If you make a claim and the other party doesn't ha

If you get into an accident, call the cops. If the other party is drunk, they'll definitely make note of it. If you make a claim and the other party doesn't have insurance (it's unlikely the law requires someone to have liability insurance for their bike) and you need to make a claim, you could be SOL, but that's really a problem with how insurance companies operate.