$1 million isn't enough to stop working for someone else if you're in a first tier city like NYC or London, but if you move out to a cheaper part of the country

$1 million isn't enough to stop working for someone else if you're in a first tier city like NYC or London, but if you move out to a cheaper part of the country then you can. You might not have an extravagant lifestyle, but you can certainly live on the interest and returns on investment.