I disagree. I think the primary motivation is you can always lose it all, or at least a lot of it. No matter how much you have or where you put it. The more you

I disagree. I think the primary motivation is you can always lose it all, or at least a lot of it. No matter how much you have or where you put it. The more you have, the more you stand to lose, especially due to macroeconomic shifts beyond your control, hyperinflation, war, etc. That's why what you have is never enough and seems like 3x (twice as rich, plus 1/3 as a backup) would be.