That's very difficult in normal times (vcs mostly pick losers, just get a few winners and they are doing good), so for regular people we can't handle that much

That's very difficult in normal times (vcs mostly pick losers, just get a few winners and they are doing good), so for regular people we can't handle that much loss or get good returns on winners. When businesses stop expanding (cause there's a recession!) it's even more impossible for startups to succeed.