4 ms·

The point is, I shouldn't have to do that; if access to banking is necessary for survival then the burden should be on the bank to get a court order before they

by yholio 8y ago

The point is, I shouldn't have to do that; if access to banking is necessary for survival then the burden should be on the bank to get a court order before they have the right to freeze an account. If I sue the bank, it's an absolute guarantee I will be locked out of the account for a few months to a year until the case is settled. And it will be a civil claim against a commercial entity, the burden of proof is on me, I don't have access to a free lawyer and so on. The parallel justice system has already scored a massive victory against me from day one by stripping me of most civil rights. That's fine and dandy in a world where banking is optional and banks are businesses like any other, but in a cashless world being locked out of banking is a sentence to homelessness or death. How many days of rent delay will your landlord accept until he evicts you? How many days can you live on the streets before you are being fired from your job? What is the average life expectancy of a homeless person with no income and how often do they win in court against major financial institutions?

candiodari 8y ago
> The point is, I shouldn't have to do that; Don't worry about it. You can't. https://tax.findlaw.com/tax-problems-audits/ten-things-to-remember-when-you-owe-the-irs.html https://tax.findlaw.com/tax-problems-audits/ten-things-to-re... Things that can be done to you without any (beforehand) judicial oversight , by the IRS. Or, for that matter, can legally happen without so much as warning to you. File a tax lien against you; Levy your bank account; Garnish your wages; Close down your business; Seize and sell your home; Damage employment and business relationships; Assess you personally for corporate employment taxes; Put you in a monthly installment payment arrangement that is too high; Contact your banker, neighbors, friends and business relationships concerning your tax liabilities; Go after third party transferees of your assets. Note that, at all times, you should consider that you might need to hire, and retain for ~a year, an accountant and a lawyer, plus add the same amount in reserve for court fees and the like. We are effectively proposing adding "taking every last dollar out of your, your family and kids and anyone you did business with wallet directly". The government is not very reasonable when it feels it is owed money.

by yholio 8y ago

candiodari 8y ago

> The point is, I shouldn't have to do that; Don't worry about it. You can't. https://tax.findlaw.com/tax-problems-audits/ten-things-to-remember-when-you-owe-the-irs.html https://tax.findlaw.com/tax-problems-audits/ten-things-to-re... Things that can be done to you without any (beforehand) judicial oversight , by the IRS. Or, for that matter, can legally happen without so much as warning to you. File a tax lien against you; Levy your bank account; Garnish your wages; Close down your business; Seize and sell your home; Damage employment and business relationships; Assess you personally for corporate employment taxes; Put you in a monthly installment payment arrangement that is too high; Contact your banker, neighbors, friends and business relationships concerning your tax liabilities; Go after third party transferees of your assets. Note that, at all times, you should consider that you might need to hire, and retain for ~a year, an accountant and a lawyer, plus add the same amount in reserve for court fees and the like. We are effectively proposing adding "taking every last dollar out of your, your family and kids and anyone you did business with wallet directly". The government is not very reasonable when it feels it is owed money.