Very many artists don't play live, and of those that do, even fewer make any reasonable money from it... so failing that, Bandcamp is where it's at. As (also)

Very many artists don't play live, and of those that do, even fewer make any reasonable money from it... so failing that, Bandcamp is where it's at. As (also) an artist who sells on Bandcamp, I think their model is unquestionably the best and most fair yet seen in digital music sales. Yes, Bandcamp takes a cut, but they swallow the other fees you're talking about. Bandcamp takes their 15% (10% for physical releases/merch) and that's it. If you sell a digital album for $10, you get $8.50 in your PayPal account. It's really quite good.