In Fiji we have a Financial Intelligence Unit (FIU). Banks, money transfer companies (think Western Union, MoneyGram, etc), and other financial service provider

In Fiji we have a Financial Intelligence Unit (FIU). Banks, money transfer companies (think Western Union, MoneyGram, etc), and other financial service providers are required to report suspicious transactions to the FIU. Short of handing a scammer a bag of cash, there's no way to transfer/receive money anonymously. While a scammer can do damage, any significant amount would trigger an investigation and be blocked. It sounds like the US is still the wild west when it comes to this sort of financial shenanigan.