The Wikipedia article on Gen Z has some interesting info: https://en.wikipedia.org/wiki/Generation_Z#Characteristics https://en.wikipedia.org/wiki/Generation_Z#

The Wikipedia article on Gen Z has some interesting info: https://en.wikipedia.org/wiki/Generation_Z#Characteristics https://en.wikipedia.org/wiki/Generation_Z#Characteristics One big trend is a massive shift towards saving and financial responsibility, more risk-averse, less willing to take on debt. Far less substance abuse (2013, 66% of teenagers (older members of Generation Z) had tried alcohol, down from 82% in 1991). 40% drop in teen pregnancy, a 38% drop in drug and alcohol abuse, and a 28% drop in dropout rates. Re: church attendance, 41% among Generation Z, compared to 18 percent for Millennials at the same ages, 21 percent of Generation X, and 26 percent of Baby Boomers Whereas Millennials were largely just magnifications of earlier trends in Gen X and Baby Boomers, Gen Z seems to be a rebuttal. It's too complex to make bets, but if I had to make a bet, I imagine 2-3 generations of risk aversion / conservative values before those become overbearing and we have another counter-conservative shift.