> In the US, the healthcare insurance easily has a tax break involved as an employee, but as a contractor, it would likely require crazy things like incorporati

> In the US, the healthcare insurance easily has a tax break involved as an employee, but as a contractor, it would likely require crazy things like incorporating and setting up a CEO/board, etc... I'm not an accountant or lawyer, so take what I say with a grain of salt. Should be able to setup a LLC in the state you do business in. Be careful in California, the LLC will cost you $800 a year even if you make no profit. Once you have an umbrella company you can write off valid business expenses, including health insurance premiums. Be sure to pay quarterly federal tax payments if you are making profit.