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You only get those phone calls if you're not paying anything at all to the creditors and or/ignoring their phonecalls. If you talk to your creditors explain you
by trustfundbaby 16y ago
You only get those phone calls if you're not paying anything at all to the creditors and or/ignoring their phonecalls.
If you talk to your creditors explain your situation and are making payments, the phone calls and letters stop.
- greendestiny 16y agoIf you've fully paid off a debt then even if you fail to make payments in future its not coming back to haunt you. Also even apart from psychological considerations there is how soon until a creditor is likely to institute proceedings against you - it's probably sooner for smaller debts.