Just to add to this, having gone through a similar situation I went it alone and kind of wish I hadn't. I simply didn't care to learn and stay updated about mar

Just to add to this, having gone through a similar situation I went it alone and kind of wish I hadn't. I simply didn't care to learn and stay updated about markets, currency fluctuations etc. So there were some simple opportunities I didn't do (even boring things like sticking cash in a 6 month CD to earn 1% instead of 0). I do think the advice to "do nothing for a while" is the best advice though. Give it a few months, anyway. If and when you DO want to consider a wealth manager guy, find a guy who doesn't take a percentage and works for a flat fee. Still, they might get kickbacks from certain investments so don't just jump into anything if it doesn't make clear sense to you (being skeptical is free, being closed off can cost you). I know a few high-up investment banker types and the interesting thing is most people with wealth aren't trying to find the next Apple stock but simply want to not lose their money. Most people with a lot of money invest with this mindset, so your feelings are pretty normal. At a certain amount of money you start to realize there's no such thing as a safe place to stash it all. Keeping it in cash has risks (inflation!), FDIC only insures to a small amount and the stock market tends to move all at once because everything is tied together. So don't stress yourself out too much about it and don't try to get too cute because "you have a feeling the market is gonna..." Change your life as little as possible is probably the best advice for not spending too much too fast with the risk of forming lifestyle changes that grows out of control over 10+ years. But I DO recommend spending money on things that make your day-to-day life easier or happier. That could be anything from buying 30 pairs of the same socks and throwing away your old ones so you don't have to find matching socks all the time to moving closer to work (if you still work) so you have less of a commute, or anything in between. I found it really helpful for a while to ask myself "is this something I wouldn't previously buy but it will improve my happiness every day?" If the answer was yes, I mostly made that change and it helped me continue to apply money to things of value without hamstringing myself needlessly.