Agree. And some people will just sleep better knowing a professional is helping with their investments, and that's worth something. One hint is to talk to a co

Agree. And some people will just sleep better knowing a professional is helping with their investments, and that's worth something. One hint is to talk to a couple of local estate planning attorneys and see who they recommend for financial planning/wealth management. They will have seen who does a good job and who doesn't. It probably isn't the guy working at the local Charles Schwab or Edward Jones office in a strip mall.