I'll second this, all of the FIRE subreddits are not a great place to discuss your situation. Those subs are full of people saving about 40-50-60%+ of their tak

I'll second this, all of the FIRE subreddits are not a great place to discuss your situation. Those subs are full of people saving about 40-50-60%+ of their take home and slowing building wealth overtime. Edit: FIRE = Financial Independence, Retire Early